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what is surcharging?
Surcharging is the act of charging extra money for the acceptance of credit cards. This is different than cash discounting, where merchants offer a discount on the purchase price. It's a seemingly small distinction, but it has a big impact on your operations.
why surcharging?
It definitely has benefits! When you surcharge your credit card transactions, you can pass along up to a 3% fee to your customers. It's a simple way to help reduce processing fees for your business, which can equate to very large savings.
why not?
This is the big question. There are several reasons that businesses choose not to surcharge - some states disallow it, debit is excluded, and hardware must support it. In fact, surcharging fees can't exceed processing fees, either. So, there's no "making money" on surcharging.
Many more things
Just enough to get you going everyday
what is surcharging?
Surcharging is the act of charging extra money for the acceptance of credit cards.
How do I integrate?
The Ryft MX Merchant API allows you to easily integrate surcharging into your online or card-present payment process. Even standalone terminals can support surcharging - we'll consult with your business to help you find the best solution.
how do I decide?
That's where Ryft comes in. Let us guide your organization through the complexities, to ensure your fees are as low as possible. Sometimes, cash discounting is the preferred solution, depending on your needs. We'll help you figure out the perfect solution.
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Ready to take the next step? Reach out to us! Whether you have questions, feedback, or want to discuss your project, our team is here to help. Fill out the form below, and let's start the conversation.